Family Events
«April 2014»

Home » » Money

Frequently Asked Questions
Search This Site

piggybank girlMoney, money, money. We all have some, need more, and have tons of questions about how to manage it. We know you work hard for your money so this page is designed to help you save a little, figure out where to put it, and more. 

Local Websites that help you save some green

• SFfuncheap.com
• Goldstar.com- hot-selling events, new events and some deals even more amazing than usual.
• Being Frugal in a High Cost of Living Area :: Money Saving Mom® 
Best Frugal Living Sites
• SFkids.org FREE and Low Cost Summer Camps
Summer Camps that offer financial aid 

Kids and Money
• Giving kids an allowance teaches them how to manage money in a safe environment. www.themint.org has a great parenting guide with advice on how much and when to give an allowance. The website also has really good sections for kids, too. 

• Check out the Federal Reserve Bank's online activities and information for kids.

• www.kids.gov has a good list of web resources for kids about money and many other things.

Child Support

  The San Francisco Department of Child Support Services provides help in the location of parents, establishment of paternity, and enforcement of support obligations.

The • The Beehive has a great resource with information for parents. 

• For free legal assistance with child support matters:
San Francisco Superior Court’s Family Law Facilitator’s Self-Help Center, 400 McAllister Street, Room 009. (415) 551-3991.

• If you need a restraining order:
Cooperative Restraining Order Clinics, San Francisco, CA. (415) 627-0243 (office), (415) 864-4722 (24 hour crisis line).


purple circle

SFkids Feature 


A one-stop-shop connecting Californians to programs and services for which they may be eligible. WEConnect.net will highlight programs such as the Earned Income Tax Credit (EITC), Child Tax Credit (CTC), Golden State Advantage Cards, Lifeline Telephone Service, CARE for lower cost gas and electric, California’s Low-Cost Auto Insurance and College Savings Accounts (529 plans). 

View Tips to put more money in your pocket from WEConnect.

For more information, visit weconnect.net. For information or to reserve a One-On-One Appointment Call (888) 369-7338.
Take Advantage of these Services:
* Free Tax Preparation
* Medi-Cal
* Golden State Advantage Card
* Low Cost Energy
* Financial Planning
* Lifeline Telephone Service
* Disaster Preparedness
* Healthy Living
* And More



orange circle

Money Saving Tips on Other SFkids Pages

See these other SFkids.org pages for other information and money saving tips:

• SFkids.org Food Page
• SFkids.org Housing Page
• SFkids.org Legal Page 
SFKids.org Crisis Page
• SFkids.org Health Insurance Page 


green sign
SFkids Tips 

Managing Family Finances & Maintaining Family Balance by Erica Sandberg 

Many parents find negotiating money and family life to be a tremendous challenge. Here are some tips to maintain a healthy financial balance. (read more . . . ) 

Free Online Tax Preparation 

I-CAN!® E-file can help you file your taxes for FREE. There is no income limit to use I-CAN!® E-file. Just answer simple questions on each screen and print your completed tax return. I-CAN!® E-file can also e-file (electronically file) your return to the IRS. 

Working Families Credit working families credit  

The San Francisco Working Families Credit (WFC) gives up to $125 to qualified low-income working families in San Francisco. WFC recipients can also get benefits such as discounted MUNI passes and discounted City CarShare membership. The Working Families Credit program also raises awareness of the other money and benefits for San Francisco working families including:

—Up to $6,044 through the Earned Income Tax Credit
—Up to several hundred dollars per month in food assistance
—Free and low-cost health coverage for children and many parents
—Free job search and career services
—Free or low-cost checking accounts
—Other services for working families 

Financial ABCs

Understanding the very basic aspects of money and money management is essential. Even just a little bit of information can help put you on the road to better financial shape.abc blocks

• One of the best local resources is the Consumer Credit Counseling Service of San Francisco (CCCS), a non-profit service providing money management information and assistance. CCCS offers help on budgeting, credit report review, debt counseling, bankruptcy services, and housing services with the goal of helping people become debt-free.(English and Spanish)
– The CCCS website's 
Publications Page has over a hundred articles on important money-related topics including:  Money ManagementCredit and DebtCredit Reports and ScoresHousingPlanning for the FutureIdentity Theft and FraudLegal IssuesTaxes, and Teens and Money.

• Know How To Talk Money: knowing all these financial acronyms and gobbledy-gook jargon doesn’t affect your everyday life as a mama or home manager; they’re still good to know. Read more on Simple Mom.net. 
 TheBeehive.org is a wonderful site full of information for:
How to use an ATM machine.
 The Money Made Easy Quiz will help you see how you can better manage your money.
 What are the benefits of having a checking account?
 What's the difference between a bank and a credit union?
– Looking for a bank?  Take the online questionnaire, which will end with a list of suggestions. 
 Online Banking how-to and questions and answers.  

Financial Workshopscccsf logo 

Workshops can be a good opportunity to educate yourself and to gain wisdom from an expert.

• The Consumer Credit Counseling Service has great monthly workshops. See their Workshops Page for a list of upcoming events.
Parents Place has workshops on estate planning.

Other Financial Literacy Resources

Most major banks have great (often interactive) resources for kids, parents, and teachers. 
Bank of America's Achieve Your Goals Program 
Wells Fargo's Hands on Banking Program (also in Spanish!)
• Chase Student Banking Tips

Taxes1040 picture 
• File taxes free online if you make under $50k.
 Don't have a Social Security number or ITIN (Individual Taxpayer Identification Number)? No worries. You can still file your taxes with CompleteTax. Just leave the Social Security information blank, print your tax return, and go to your local IRS office to get an ITIN and file in person. 
• Earned Income Tax Credit (EITC) – You may be eligible for federal tax credits from the Internal Revenue Service!  

Your Credit  

Maintaining good credit, or cleaning up your bad credit, is one of the most important steps to establishing a financially sound future for you and your family.

credit card• General Credit Information from TheBeehive.org 
Consumer Credit Counseling Service of San Francisco offers help on budgeting, credit report review, debt counseling, bankruptcy services, and housing services with the goal of helping people become debt free.
• Free Credit Reports. You have the right to order a free copy of your own credit report every year from each of the three major credit bureaus below. Make sure you are the only one using your credit. Order your copy online or call the Annual Credit Report Request Service (877) 322-8228.
– Experian. (888) EXPERIAN (1-888-397-3742) or
– Equifax. (800) 685-1111 or
– Trans Union. (800) 888-4213 or  www.transunion.com


Insurance is an extremely important way to protect your family, whether it's life insurance, home, or renters insurance. Some basic policies can be purchased for a small amount of money.
The Beehive has some good general information about the different types of insurance. The information is also provided in Spanish and Chinese.
Insurance Information Institute is a nonprofit organization that provides good basic information about all types of insurance. The website also has information in Spanish.


Saving for college, retirement, a house, or just for a bit more security can make a huge difference for your family. Even just saving a little bit each month will help get you in the habit, and it will add up over time.coins in jar

• EARN.org is a local nonprofit organization with the mission to break the cycle of poverty by matching the savings of low-wage workers and helping them invest in assets that build wealth, creating a cycle of prosperity across generations.

EARN and the City of San Francisco’s Kindergarten to College Program Receives Full Budgetary Funding 

 Saving and Investing can be easier than you think. The Beehive has some great solutions to help your family.

• Saving for College 

– EARN's College Savings Program, SAFE, provides $1,500 if you and your child save $500.
 Check out www.savingforcollege.com for information about college savings accounts and an online tutorial called College Savings 101.

Estate Planning

No one wants to think about the worst happening but it's always best to be prepared to make sure your family is protected.

• If something happened to you (and/or your partner), are you prepared?  If something happened to you (or both you and your partner), who would you want your children to live with? If you don't make your choices clear, someone else would need to choose for you.  

 Nolo Press has some good, basic information and they also publish books and software so that you can do basic forms on your own. See the following articles for information about:

– Guardianship for your children.
Health Care Directive and Durable Power of Attorney for Healthcare 

This site made possible by:

Logos Department of Children Youth and Their Families GoKid.org